Life Insurance Basics

Life Insurance is unique in that other financial planning tools simply can't provide what Life Insurance does. . . Here are the basics things Life Insurance can do for you:

• Paying Final Expenses - Bills, Medical Costs, Funeral Needs
• Ensuring the mortgage(s) will be paid off
• Ensuring your Spouse, Partner, Children will be able to use the monies to replace income
• Estate Planning to cover taxes as well as providing monies to heirs
• Permanent Life Insurance can be used as an emergency fund
• Term Insurance provides a benefit but does not build cash value and is less costly then Permanent